Privacy Policy
Effective Date: June 17, 2026
MichaelCaraway.com (“Website”) is owned and operated by Michael Caraway. This Privacy Policy applies to Michael Caraway, Caraway Agency, LLC, Outpost Ministries, Colorado Insurance Guide, and any other businesses, ministries, brands, websites, publications, or ventures owned or operated by Michael Caraway (collectively referred to as “we,” “us,” or “our”).
Information We Collect
We may collect personal information that you voluntarily provide through contact forms, newsletter signups, event registrations, insurance quote requests, applications, donations, surveys, text message opt-ins, or other interactions with our websites and services.
This information may include:
- Name
- Email address
- Phone number
- Mailing address
- Insurance-related information
- Donation information
- Event registration information
- Any other information you voluntarily provide
We may also automatically collect certain technical information such as IP address, browser type, device information, and website usage data.
How We Use Information
We may use collected information to:
- Respond to inquiries
- Provide insurance quotes and services
- Process donations
- Register attendees for events
- Send newsletters and updates
- Communicate regarding programs, ministries, services, and offerings
- Improve our websites and user experience
- Comply with legal and regulatory requirements
SMS Communications
By providing your phone number and opting in, you consent to receive SMS messages from us.
We use SMS to confirm appointments, send reminders, and notify clients of schedule updates or important changes.
Message frequency may vary.
Message and data rates may apply.
SMS Opt-Out
You can cancel the SMS service at any time. Just text “STOP.” After you send the SMS message “STOP” to us, we will send you an SMS message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from us.
If you want to join again, simply sign up as you did the first time and we will resume sending SMS messages to you.
SMS Help
If you are experiencing issues with the messaging program, reply with the keyword “HELP” for assistance or contact us directly at:
Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.
Data Sharing and Privacy
We respect your privacy and are committed to protecting your information.
Data will not be sold or shared with third parties for marketing or promotional purposes.
We do not sell phone numbers or SMS consent information to third parties.
Information may be shared only when necessary to:
- Provide requested services
- Process transactions
- Comply with legal obligations
- Work with service providers who assist us in operating our business and who are contractually obligated to protect your information
SMS consent is not shared with third parties or affiliates for marketing purposes.
Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.
However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.
Cookies and Analytics
Our websites may use cookies, analytics tools, and similar technologies to improve functionality, understand visitor behavior, and enhance user experience.
You may adjust your browser settings to decline cookies if desired.
Third-Party Links
Our websites may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.
Children’s Privacy
Our services are not directed toward children under the age of 13. We do not knowingly collect personal information from children under 13.
Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.
Contact Information
If you have questions regarding this Privacy Policy, please contact:
Michael Caraway
Email: michael@michaelcaraway.com
Website: michaelcaraway.com
SMS Terms and Conditions
- We use SMS to confirm appointments, send reminders, and notify clients of schedule updates or important changes.
- You can cancel the SMS service at any time. Just text “STOP.” After you send the SMS message “STOP” to us, we will send you an SMS message confirming that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, simply sign up as you did the first time, and we will start sending SMS messages to you again.
- If you are experiencing issues with the messaging program, reply with the keyword “HELP” for assistance or contact us directly at michael@michaelcaraway.com.
- Carriers are not liable for delayed or undelivered messages.
- Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency may vary. Contact your wireless provider for questions regarding your text or data plan.
- Questions regarding privacy can be directed to this Privacy Policy located at michaelcaraway.com/privacy-policy.
